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  1. Home
  2. Financial Services
  3. Family Financial Centers
Family Financial Centers logo
Financial Services · Check Cashing

Family Financial Centers- FFC IS THE “21ST CENTURY” VERSION OF THIS BUSINESS WITH SYSTEMS AND TECHNOLOGY THAT SET US APART FROM THE REST OF THE INDUSTRY. - THESE SYSTEMS ALLOW FOR “REMOTE MANAGEMENT” SO THE FRANCHISEE DOES NOT HAVE TO BE IN THE STORE ALL THE TIME BUT CAN STILL MAINTAIN THEIR SPAN OF CONTROL (THIS ALSO ALLOWS THEM TO SCALE THE BUSINESS TO ADDITIONAL UNITS). - FFC IS COMPLETELY TURNKEY AND PROVIDES EXCEPTIONAL SUPPORT TO FRANCHISEES INITIALLY AND ONGOING.

Semi-AbsenteeAbsenteeSBA ApprovedMulti-Unit
Total Investment

$175K - $303K

Franchise Fee

$41K

Royalty

.002 of check volume

Ad Fund

—

Term

—

Open Units

—

Overview

About Family Financial Centers

- FFC IS THE “21ST CENTURY” VERSION OF THIS BUSINESS WITH SYSTEMS AND TECHNOLOGY THAT SET US APART FROM THE REST OF THE INDUSTRY. - THESE SYSTEMS ALLOW FOR “REMOTE MANAGEMENT” SO THE FRANCHISEE DOES NOT HAVE TO BE IN THE STORE ALL THE TIME BUT CAN STILL MAINTAIN THEIR SPAN OF CONTROL (THIS ALSO ALLOWS THEM TO SCALE THE BUSINESS TO ADDITIONAL UNITS). - FFC IS COMPLETELY TURNKEY AND PROVIDES EXCEPTIONAL SUPPORT TO FRANCHISEES INITIALLY AND ONGOING.

FFC is the closest thing to owning a neighborhood branch bank. We have a bank look and feel, and we offer a full menu of financial services to the "un-banked" or "under-banked" customer, typically a middle-income working family. Our services include check cashing, money orders, wire transfer, electronic bill payment, pre-paid debit card, gift card buy back program, gold and precious metals purchasing and a host of other financial related products. We are located in attractive suburban strip centers close to the customer's home or work. The underlying business model is exceptional, providing good income and high return on investment. Our only inventory is cash, and we open and close our teller stations daily just like a bank. The business can be run with one to two people, and the owner can bring on a manager to run the store once the business is ramped up.We are doing acquisitions (for candidates who prefer an existing cash flow), new stores, and a "store in a store" kiosk concept that can go inside of an existing business (convenience store, grocery store, tax prep office, etc.). We offer single units, multiple units, and area development on a selective basis. Our typical candidate is an upper level corporate executive making a good income and with reasonably strong net worth, or an entrepreneur that is selling their business and looking to get into something else, or diversify into another business.

Who it fits

Ideal candidate

- ENTREPRENEUR OR CORPORATE MANAGER WITH ADEQUATE RESOURCES AND DESIRE TO BUILD A SIGNIFICANT BUSINESS. - FFC CAN PROVIDE SIGNICANT OPPORTUNITIES TO GROWAND DISCOUNTS FOR ADDITIONAL STORES.
The fine print

FDD facts

Initial franchise fee$41K
Royalty.002 of check volume
Total investment$175K - $303K
Liquid capital required$150K
Net worth requirement$500K
Year founded2004
Year began franchising2004
Business modelBoth
Owner-operator required (Year 1)No
Reported figures from public FDD disclosures and franchisor websites. Verify with the official FDD before signing.
Footprint

Territory overview

AvailablePennsylvania, South Carolina, Texas, Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Hawaii, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Oklahoma, Oregon, Rhode Island, South Dakota, Tennessee, Utah, Vermont, Washington, West Virginia, Wisconsin, Wyoming, District of Columbia
UnavailableFlorida, Georgia, Illinois, Maryland, Ohio, Virginia
LegendAvailableLimitedUnavailable
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Quick facts
Founded
2004
Franchising since
2004
Model
Both
Liquid capital
$150K min
Net worth
$500K min
Owner-op required?
No
Side-by-side

See how Family Financial Centers stacks against another brand on every Item 19 number.

Data verified 2026
Sourced from public FDD filings & franchisor disclosures.
Visit official website →